Motor Claims
First rule in the event of any occurrence is that it should be reported to both us your Broker and the Police. In the event of a motor collision the following steps should be followed :
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Obtain the particulars from the other party involved inclusive of :
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Name of owner and/or driver for the other vehicle
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Details of your vehicle and the damage sustained
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Details of other vehicle ,make and license plate #
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Name of Insurance Company of the other vehicle/vehicles involved in the collision
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Details of any injuries suffered/names of persons injured
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Name and telephone # of any independent witnesses to the accident
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Have your vehicle secured and moved to a safe location. Please note that many garages and wrecking companies charge a daily fee for storage of your ,vehicle which, may not be covered by Insurers. It would be prudent to ascertain this, before leaving your vehicle in their custody.
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Report the accident to the nearest Police Station within twenty-four (24) hours and ascertain the name of the attending Officer.
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Have an estimate of the damage to your vehicle prepared by your repairer for submission.
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Report the accident immediately to our office by completing an accident report form or complete our electronic claim notification form which will be sufficient notice of the accident. A claim form will then be mailed to you to complete and return.
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When reporting the accident please bring:
1) the Certificate of Fitness,
2 ) Registration Certificate and
3) Driver’s license.
4) Insurance Certificate
N.B. { THIS IS VERY IMPORTANT IN MATTERS WHERE THERE IS A DISPUTE REGARDING LIABILITY}
N.B. {THE ACCIDENT REPORT FORM MUST BE SIGNED BY BOTH THE INSURED AND THE DRIVER AT THE TIME OF THE ACCIDENT}.
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If the vehicle is owned by a company, the company stamp or seal should be affixed to the Accident Report Form, duly signed by a representative from the company.
