Risk Evaluation

Evaluation of Risk and Coverage Needs based on an understanding of your:

• Financial Capabilities
  
• Business Operations 
• Management and Culture

Marketing & Plan Negotiation

Negotiate with the entire Insurance market to obtain the most satisfactory benefits,competitive
rates and terms of coverage. Providing updates on market conditions and developments
in the healthcare sector

Plan Design

Develop and advise on the most appropriate benefits for your Employees.

Plan Management

Includes monitoring and analyzing reports to detect trends; quarterly review of the
performance of the plan; providing an insight into trends; and benchmarking these
against industry standard.

Placement & Administration

Assist with the administration of all Insurance plans to ensure that service delivery
standards are met.

Addressing concerns and resolving members’ issues
Conducting periodic service calls.
Interpreting of Insurance Contracts, policy wordings and coverage issues.

Plan Design

Develop and advise on the most appropriate benefits for your Employees.

Analysing Claims Utilization Reports each quarter.

What is Group Life? Group Life Insurance is to provide financial assistance to the
dependents of an eligible employee in the event of death from any cause (except suicide) while insured.

Who is eligible for group Life? All present employees on permanent staff who are actively working,
up to age 70.

Types of Group Life Cover- There are two types of cover Flat Cover Basis and Salary Multiple Basis,
it is up to the employer which plan would be most suitable and affordable.

Accidental Death and Dismemberment- This provides additional protection for employees in the
event of dismembering injury or accidental death while insured. This too can be flat basis or
multiple of salary cover.

Personal Accident Plan- This is aimed at providing employees and their families with financial
assistance, should the insured member become temporarily or permanently disabled, or die
as a result of an accident in the work place or elsewhere.

Who can get personal accident cover?

Associations
Businesses
Hotels
Schools

Tour Operators and any other group not limiting to those mentioned. Individuals can
also purchase a personal accident plan.

Travel Insurance- This provides financial protection while on your journey, whether it may
be business or pleasure. It covers you from the departure date through to the date of arrival.